Loan Programs

FHA Loans

J Powder Mortgage is now an approved FHA lender. These loans let you buy with a low down payment.

How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so J. Powder Mortgage can offer you a better deal.

Low down payments
Low closing costs
Easy credit qualifying

Bridge Loans

Need help financing your new home until your current home is sold. J. Powder Mortgage will put together a Bridge Loan on your current residence to finance your new residence. Contact a Loan Officer and get started today!

Refinance

Lower your monthly payment or reduce your Mortgage Term. Take advantage of Refinancing Options and let us show you how to save money.

Conventional Loans

Are you looking to purchase an existing home. If so, we have a program for you!

•15 yr. fixed -Loan amortized over 15yrs. at a fixed rate.
•20 yr. fixed -Loan amortized over 20yrs. at a fixed rate.
•30 yr. fixed -Loan amortized over 30yrs. at a fixed rate.
•3/1 and 5/1 ARM -Adjustable rate mortgage with a 3yr. or 5yr. fixed rate.
•No closing cost option -Learn how to purchase a home No Closing Costs.

Construction Loans

Our construction lending process makes it simple and easy to get into a new home.
• We can lock in Attractive Fixed Rates before your construction begins
•In the event that you do not have a 20 percent down payment, we can tailor a loan with no PMI (Private Mortgage Insurance).

J. Powder Mortgage is part of the Dold Companies Network of construction industry websites:		Whether it is 100% financing, conventional or construction, we can help. We offer a variety of loan programs available with both fixed and adjustable rates. This information is subject to change at any time without notice. Please contact Jeremy Powder at 419-872-9310 for updates. Subject to credit and underwriting approval. .
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